[{"data":1,"prerenderedAt":179},["ShallowReactive",2],{"profile":3,"profile-work":161,"work-agio-digital":169},{"name":4,"meta":5,"statement":6,"lede":9,"description":10,"readout":11,"current":27,"work":73,"trajectory":105,"notes":132,"about":135,"contact":145},"Chris Wijnia","Engineer · Founder · Bali \u002F 2026",{"text":7,"accent":8},"I build software and companies.","companies.","I’m a Dutch engineer and co-founder of Agio Digital. Since the early 2000s I’ve designed, built and shipped products across the web, financial technology and whatever came next.","Dutch engineer and co-founder of Agio Digital. I design, build and ship products across the web, financial technology and AI.",[12,15,18,21,24],{"label":13,"value":14},"Base","Bali",{"label":16,"value":17},"Origin","Netherlands",{"label":19,"value":20},"Current","Agio Digital",{"label":22,"value":23},"Work","Software \u002F Finance \u002F AI",{"label":25,"value":26},"Status","Building",{"title":28,"accent":29,"records":30},"What I’m working on.","working on.",[31,46,60],{"id":32,"label":33,"headline":34,"accent":35,"paragraphs":36,"facets":39,"period":45},"agio","01 \u002F Agio Digital","Building financial software.","financial software.",[37,38],"I co-founded Agio Digital, where I’m Chief Innovation Officer.","I work across product, engineering and R&D, from financial infrastructure and digital assets to automation and AI. I still write code and stay close to the systems we ship.",[40,41,42,43,44],"Financial software","Digital assets","Product","Engineering","R&D","2019–Now",{"id":47,"label":48,"headline":49,"accent":50,"paragraphs":51,"facets":54,"period":59},"ai","02 \u002F AI & software","Finding useful things to do with new models.","new models.",[52,53],"I spend a lot of time on agents, developer tools, automation and new ways of building software.","I’m less interested in demos than in what holds up once real users, existing systems and messy constraints get involved.",[55,56,57,58],"Agents","Developer tools","Automation","Applied AI","2024–Now",{"id":61,"label":62,"headline":63,"accent":64,"paragraphs":65,"facets":68,"period":72},"independent","03 \u002F Independent work","Building things to see where they go.","where they go.",[66,67],"Small software projects, open-source work, trading systems, strange interfaces and ideas that start as a repository before they have a business case.","Some become useful. Some answer a question. That’s enough.",[69,70,71],"Software","Open source","Experiments","Ongoing",{"title":74,"accent":75,"outro":76,"projects":77},"A few things I’ve worked on.","worked on.","The work has changed a lot over the years. The habit of making things hasn’t.",[78,82,87,93,99],{"no":79,"name":20,"area":80,"period":45,"slug":81},"01","Financial software \u002F Digital assets","agio-digital",{"no":83,"name":84,"area":85,"period":59,"slug":86},"02","AI systems","Agents \u002F Automation \u002F Developer tools","ai-systems",{"no":88,"name":89,"area":90,"period":91,"slug":92},"03","1GRAM","Blockchain \u002F Wallet infrastructure","2018","1gram",{"no":94,"name":95,"area":96,"period":97,"slug":98},"04","MVRDV","Digital platform \u002F Team Foster","2016","mvrdv",{"no":100,"name":101,"area":102,"period":103,"slug":104},"05","Archive","Products \u002F Websites \u002F Design \u002F Software","2005–2023","archive",{"title":106,"accent":107,"eras":108},"Moving down the stack as the web evolved.","evolved.",[109,113,115,117,120,124,128],{"year":110,"name":111,"line":112},"2000s","Design","Learning the web by making things.",{"name":42,"line":114},"Design became code.",{"name":43,"line":116},"Code became systems.",{"year":91,"name":118,"line":119},"Crypto","Programmable ownership and money.",{"year":121,"name":122,"line":123},"2019","Financial infra","Building systems where software meets regulation.",{"year":125,"name":126,"line":127},"2024","AI","Software that increasingly builds and operates software.",{"year":129,"name":130,"line":131},"Now","Convergence","What happens when these things converge?",{"title":133,"intro":134},"Notes","Things I’m working on, learning or trying to understand.",{"title":136,"accent":137,"paragraphs":138},"I’ve been making things on computers for most of my life.","life.",[139,140,141,142,143,144],"I grew up in the Netherlands and started building for the web as a teenager.","I began as a designer. Design pulled me into frontend development, then engineering, product architecture and eventually company-building.","Over the years I’ve worked on websites, consumer products, blockchain infrastructure, financial systems and now AI. I don’t draw hard lines between design, engineering and product. They’re different ways of looking at the same problem.","At Agio Digital I spend most of my time building, prototyping, reviewing systems and figuring out what we should do next.","I like small teams, ambitious projects, good engineering and people who can disagree without making it tedious. I still enjoy opening an empty repository and figuring something out.","I’m based in Bali and work internationally. Outside work I train Muay Thai, like [chess](\u002Fexperiments\u002Fchess960), and build things that occasionally have no sensible commercial purpose.",{"title":146,"accent":147,"intro":148,"links":149},"Making something interesting?","interesting?","For companies, collaborations, technical discussions, speaking, new ventures, or a good reason I haven’t thought of.",[150,152,155,158],{"label":151},"Email",{"label":153,"href":154},"LinkedIn","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fchris-wijnia-1364a29b",{"label":156,"href":157},"GitHub","https:\u002F\u002Fgithub.com\u002Fcwdx",{"label":159,"href":160},"X","https:\u002F\u002Fx.com\u002FChrisWijnia",{"work":162},{"title":74,"accent":75,"outro":76,"projects":163},[164,165,166,167,168],{"no":79,"name":20,"area":80,"period":45,"slug":81},{"no":83,"name":84,"area":85,"period":59,"slug":86},{"no":88,"name":89,"area":90,"period":91,"slug":92},{"no":94,"name":95,"area":96,"period":97,"slug":98},{"no":100,"name":101,"area":102,"period":103,"slug":104},{"slug":81,"name":20,"title":170,"period":45,"role":171,"context":172,"links":173,"updated":177,"html":178},"Financial software for traditional finance and digital assets","Co-founder and Chief Innovation Officer","Financial software that connects traditional finance and digital assets",[174],{"label":175,"href":176},"agiodigital.com","https:\u002F\u002Fagiodigital.com","2026-09-24","\u003Ch2 data-no=\"01 \u002F 03\">Context\u003C\u002Fh2>\n\u003Cp>Moving value between traditional finance and digital assets still involves too many separate steps, providers and checks. Agio Digital builds the software that brings those steps onto one platform.\u003C\u002Fp>\n\u003Ch2 data-no=\"02 \u002F 03\">What I did\u003C\u002Fh2>\n\u003Cp>I co-founded the company and work as Chief Innovation Officer, across product, engineering and R&amp;D. I still write code, and I spend much of my time on the systems underneath the product: how money and data move, what is automated, and where people stay in the loop.\u003C\u002Fp>\n\u003Cfigure class=\"live-figure\" data-figure=\"skyline\">\u003Cdiv class=\"live-figure__canvas\">\u003C\u002Fdiv>\u003Cfigcaption>Fig. · The codebase: one tower per app, package or service; height is lines of code (5.1 million in all, measured 24 Sep 2026)\u003C\u002Ffigcaption>\u003C\u002Ffigure>\n\u003Ch2 data-no=\"03 \u002F 03\">Outcome\u003C\u002Fh2>\n\u003Cp>Agio Digital runs as a regulated financial platform. More about the company and its products is on \u003Ca href=\"https:\u002F\u002Fagiodigital.com\" target=\"_blank\" rel=\"noopener\">agiodigital.com\u003C\u002Fa>.\u003C\u002Fp>\n",1790298605817]